Integrity
Commitment
WELCOME TO AKOBO (IBADAN) KIND HEART COOPERATIVE INVESTMENT AND CREDIT SOCIETY
THE MOST RELIABLE FOOD NETWORK COOPERATIVE SOCIETY IN NIGERIA
Our Vision
To Guarantee Family Cohesion and Unity Through the Provision Of Food Security.
How It Works
1. Registration of Main account: N2000 (1 account)
2. T-shirt: N3500 (Not Available for now)
3. Weekly contribution for 26 weeks: N1300 per week to give N33800 for the 26 weeks.
4. Admin charges for online transfer: N1300 (Deducted from total contribution)
5. Clearance Fee :N2000 (Deducted from total contribution)
6. Default Penalty: N1000 Per account Per default week. Please note that if you have default of up to 4 weeks straight, your account will be deactivated and a penalty of N5000 will be applied to your account before refund of your balance.
7. SUPER DIVIDEND: N20,000: The SUPER DIVIDEND is Divided into N10,000 cash and N10,000 food items. Meaning that total cash to be collected is N30500+N10000=N40500 cash Plus N10000 worth of Food Items.. This brings total of cash plus food to N50,500.
8. New account registration for more accounts: N4600; N2000 for registration and N2600 for 2 weeks contribution.
9. Each member must register an active referral (downline) before the end of their 10th Week of active contribution.
10. Failure to have an active downline, such a user will not qualify to collect the SUPER DIVIDEND, instead such Participants will collect their total contribution of N30500 less N1300 for bank Charges and N2000 for Clearance Fee which will make it N30500.
11. Participants with Default up to 4 weeks will lead to suspension of the account(s)
12. Any account without an active downline 10 Weeks after active contribution will not qualify for the Super Dividend.
13. Food items can be swapped for cash by participants. The swap will attract a Swap Fee to be determined by the Cooperative.
14. Registration can be done online on the website, offline in the Cooperative Society office , or via WhatsApp (An office staff can help you with the registration after submitting all registration details needed).
15. All payments made must be into the Cooperative Society (CS) official Account Number. The CS will never collect cash and Participants are not expected to pay cash at the office or send money via any staff bank account.
16. Each Participant can register up to 200 accounts.
17. SUPER DIVIDEND will only be paid after it has been determined by the CS that the Participant is not having any outstanding default(s).
18. Default amount will be deducted from affected Participant’s total contribution and affected Participants will be expected to pay for the default amount plus the current week’s contribution.
19. Make sure you fill in your account number in the form provided. For security reasons, Payment will only be made to provided account numbers if the account name tallies with the name on provided on registration.
How To Get Started
Register: Create your account on our website by providing the correct details for all the fields required
Log into your account with the Username and Password provided during the registration process.
Use the Okay button to remove the Pop Up Notification to see your dashboard. Use the 3 lines on the left top of your screen to access the Menu.
This is your Dashboard. You can see a lot of information here: Your current Plan, Total number of Referer, Link to fund your wallet etc.
To upgrade your savings plan, after accessing the menu, You click on the Upgrade Level to upgrade your saving plan to Your Desired Plan.
Note: To be able to upgrade your plan, you must have the amount in your Wallet.
This is the Upgrade Plan Page. You upgrade to your desired Saving Plan on this page. Note that you must have the required amount for your chosen plan in your wallet before you can upgrade.
This is the Upgrade Plan Page. You upgrade to your desired Saving Plan on this page. Note that you must have the required amount for your chosen plan in your wallet before you can upgrade.
To access the Savings Page, click on the Savings Icon on the menu
This is the Page where you start your Savings. TO GET STARTED, CLICK ON ADD SAVINGS
This is the Page to select your savings plan. Click on SELECT PLAN, to pick the plan you want to select.
Select the Savings Plan You want to Start, in this case, the 6 Months N1300 Plan.
Select the weekly deduction plan from this Drop Down.
Finish the process by CLICKING ON START SAVING.
Make sure you Tick automatically deduct N1300 every week
This is the Funding Page where you see your Automated Funding Account and Our Bank Acount which you can pay into to fund your account manually.
This is the Automated Funding Page. You can generate your Virtual Account here. Once generated, you will find the Acount Number, Account Name and Bank Name here.
Ths is the Account Information Page. You see your Phone Number, Email Address, Pin Number and Password here.
Adebayo Bola Chris
Operations
Famurewa Gbolahan
Operations
Bukola Roselyn
Operations
